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We provide your customers with flexible payment options

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We offer common-sense financing solutions and best-in-class experiences

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Tailored Programs

Close more sales and improve cash flow by offering tailored financing plans.

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Full-Service Support

Grow faster by relying on our full‐service Dealer and Customer support teams. As a family-owned business, our passion is to help you grow your business.

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Easy-to-use System

Delight customers with an immediate decision, automatic second look on pending applications, next-day funding, and secured Dashboard for processing and tracking.

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Flexible Solutions

Help more customers by offering flexible payment plans for prime, nonprime, and no credit customers.

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“Founded in 1981, our Midwest values have allowed us to grow steadily from humble beginnings to one of the top third-party lenders in the USA.” Mike Hafeman, CEO

Here’s how to get started with
Time Investment.

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Our partners love the work that we do

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I have been dealing with TIC for 8 years now and can say nothing but good if not great things about them. From the way they treat me and my company to the way the take care of my clients is bare none. There outreach programs are outstanding. After sitting down with the owners and staff you truly know they have your best interest at heart and as they say... only want to make you a Raving Fan! Highly recommended.

Steve Fitch

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Time Investment is truly one of the best finance companies in the industry. They provide the absolute best customer service around. I've worked with many over the years and nobody treats you like family in the way that they do. In a world where quality personal customer service is dying, TIME Investment is a breath of fresh air.

Casey Phelan

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I have been working with Time Investment Company for years now and I am astonished with the level of Customer Service provided. It is so refreshing how they treat me as a dealer. They are consistent with being intentional, whether, providing specials for COVID or picking up the phone and understanding our client’s situation to get approved. Time Investment Company has been nothing short of amazing for my company and me.

Mark Hirschman

Frequently Asked Questions

What is Time Investment?

Time Investment is a consumer finance company established over 40 years ago. The Hafeman family founded the company with the desire to help more people afford high-quality products and services through our ever-growing network of partners. With that, we have enabled innumerable partners to grow their businesses and their customers to live better lives.

What are the financial products offered?

We primarily offer financing through fixed-rate installment loans, but we also set up revolving lines of credit for customers that make purchases on an ongoing basis. A variety of payment programs are available, including no-payment-no-interest promotions. As a partner, you choose which program fits best to help your consumers’ needs.

What makes Time Investment different?

Most finance companies only focus on formulas for acceptance and will simply turn your customers down without discussion. We practice Common Sense Lending. Our team is happy to get on the phone so that more of your customers can get approved, which has a direct impact on your revenue. As a family-owned business, our passion is to help other businesses grow.

What types of products and services does Time Investment finance?

Time Investment partners with businesses operating in a variety of industries, including home improvement, water treatment, HVAC, healthcare, and more. You can navigate to “Industries” on our top menu to see some of the industries that we cover. But if you don’t find your product on this list, please give us a call at 262-208-5999 to see if we can partner with you.

What credit score does my customer need?

Time Investment offers a comprehensive program that includes financing options for prime, non-prime, and no credit score customers. We want to help you with your whole portfolio.

Why should your business choose Time Investment?

We often hear from partners that we make their lives easier through exceptional personalized service, a user-friendly system, and high approval rates. We also hear that they love our next-day funding, which improves their cash flow. Also, we are constantly working on incorporating new features and improving our service to make sure our partners and their customers get what’s best out there.